Appraisal services for Chicago and Cook County homeowners

See the top 7 reasons IL homeowners order from BQS Realty Inc Appraisals:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge a IL property tax assessment
Remove PMI to lower your monthly mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Cook County or the state of IL

Do you own a home in or near Chicago? Do you need help deciding the price of your real estate?
Contact BQS Realty Inc Appraisals.

At BQS Realty Inc Appraisals, we understand the individual needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at BQS Realty Inc Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are veterans in helping consumers just like you do away with unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from BQS Realty Inc Appraisals is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. BQS Realty Inc Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.